Saturday, January 16, 2010

"Apply for Credit Card" The Sign You Need To Forget

More and more people getting ready to apply for credit cards once they get better jobs in their life. However, do you know the best thing? The answer is just passing the stores that have "apply for credit card" signs.

When a person goes into those stores that have a "apply for credit card" logo or ads in their shop window, is that the customer will be the main target for that shop to apply for their credit card. Most of the shops ready to give a discount in the range of 10% to 15% for the purchases made if you do "apply for credit card" in their shop.

You will get many positive things by not visiting to the stores, which have the "apply for credit card" sign in their entrance or window. One best thing by ignoring the signs "apply for credit card" is primarily you will be free from any future debt. The next best thing is that your credit report will not display the shop name, tainting public viewing of the credit report.

Still you want to apply for any store credit card, you must give preference to read up on how the credit card works like rate of interest you will be charged, fixed monthly cost, the late fees details in case you cross the limit. One of the easy methods is to read on the credit card's guides that exhibit what you need to know about the credit cards. In fact, you may need to check and compare details of other credit cards in your mind with that of credit cards of that stores. By doing so you get a glance of which credit card is good one, which is not good and which one will give the more benefit to you. The best method for comparison is checking each and every credit cards website individually, where you will find all the details to clarify your doubts.

After seeing all the information and details still you want to apply for the credit cards, then comes a simple step; all you have to cross your fingers and fill the application form. When it’s all over you have to use the card very carefully.

0 comments:

a